A♣ 2♥ 3♣ 10♦ + 3♦ cut = 12 points

What the 3 of diamonds contributes

Holding ace of clubs, 2 of hearts, 3 of clubs, ten of diamonds with the 3 of diamonds as the cut scores 12 points in the hand.

Scoring combinations involving the 3 of diamonds contribute 7 points. The remaining 5 points come from combinations entirely within the four held cards.

• fifteen: 2 of hearts, 3 of diamonds, ten of diamonds — 2 points.
• run of three: ace of clubs, 2 of hearts, 3 of diamonds — 3 points.
• Pair: 3 of clubs, 3 of diamonds — 2 points.

Other available cuts of this rank: 3 of hearts (12 points); 3 of spades (12 points). Changing only the cut suit leaves this score unchanged.

How this cut compares

For these four held cards, 39 possible cuts score less than 12, 6 score the same (including the 3 of diamonds), and 3 score more.

Across all 48 possible cut cards, the score ranges from 5 to 14 points, averaging 7.77 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.