8♠ 10♥ J♥ Q♥ + 5♣ cut = 9 points

What the 5 of clubs contributes

Holding 8 of spades, ten of hearts, jack of hearts, queen of hearts with the 5 of clubs as the cut scores 9 points in the hand.

Scoring combinations involving the 5 of clubs contribute 6 points. The remaining 3 points come from combinations entirely within the four held cards.

• fifteen: 5 of clubs, ten of hearts — 2 points.
• fifteen: 5 of clubs, jack of hearts — 2 points.
• fifteen: 5 of clubs, queen of hearts — 2 points.

Other available cuts of this rank: 5 of diamonds (9 points); 5 of hearts (10 points); 5 of spades (9 points). The cut suit changes the score here because of a flush or nobs.

How this cut compares

For these four held cards, 44 possible cuts score less than 9, 3 score the same (including the 5 of clubs), and 1 score more.

Across all 48 possible cut cards, the score ranges from 3 to 10 points, averaging 5.19 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.