5♣ 9♥ 10♥ 10♠ + 4♥ cut = 6 points

What the 4 of hearts contributes

Holding 5 of clubs, 9 of hearts, ten of hearts, ten of spades with the 4 of hearts as the cut scores 6 points in the hand.

The 4 of hearts contributes no scoring combinations. The remaining 6 points come from combinations entirely within the four held cards.

Other available cuts of this rank: 4 of clubs (6 points); 4 of diamonds (6 points); 4 of spades (6 points). Changing only the cut suit leaves this score unchanged.

How this cut compares

For these four held cards, 0 possible cuts score less than 6, 16 score the same (including the 4 of hearts), and 32 score more.

Across all 48 possible cut cards, the score ranges from 6 to 14 points, averaging 8.58 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.