4♣ 7♠ 8♣ 9♥ + 7♥ cut = 12 points

What the 7 of hearts contributes

Holding 4 of clubs, 7 of spades, 8 of clubs, 9 of hearts with the 7 of hearts as the cut scores 12 points in the hand.

Scoring combinations involving the 7 of hearts contribute 7 points. The remaining 5 points come from combinations entirely within the four held cards.

• fifteen: 7 of hearts, 8 of clubs — 2 points.
• run of three: 7 of hearts, 8 of clubs, 9 of hearts — 3 points.
• Pair: 7 of spades, 7 of hearts — 2 points.

Other available cuts of this rank: 7 of clubs (12 points); 7 of diamonds (12 points). Changing only the cut suit leaves this score unchanged.

How this cut compares

For these four held cards, 42 possible cuts score less than 12, 6 score the same (including the 7 of hearts), and 0 score more.

Across all 48 possible cut cards, the score ranges from 5 to 12 points, averaging 7.10 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.