3♥ 5♥ J♥ K♥ + 2♣ cut = 12 points

What the 2 of clubs contributes

Holding 3 of hearts, 5 of hearts, jack of hearts, king of hearts with the 2 of clubs as the cut scores 12 points in the hand.

Scoring combinations involving the 2 of clubs contribute 4 points. The remaining 8 points come from combinations entirely within the four held cards.

• fifteen: 2 of clubs, 3 of hearts, jack of hearts — 2 points.
• fifteen: 2 of clubs, 3 of hearts, king of hearts — 2 points.

Other available cuts of this rank: 2 of diamonds (12 points); 2 of hearts (14 points); 2 of spades (12 points). The cut suit changes the score here because of a flush or nobs.

How this cut compares

For these four held cards, 28 possible cuts score less than 12, 11 score the same (including the 2 of clubs), and 9 score more.

Across all 48 possible cut cards, the score ranges from 8 to 15 points, averaging 10.71 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.