3♣ 4♣ 6♣ 7♣ + 5♦ cut = 13 points

What the 5 of diamonds contributes

Holding 3 of clubs, 4 of clubs, 6 of clubs, 7 of clubs with the 5 of diamonds as the cut scores 13 points in the hand.

Scoring combinations involving the 5 of diamonds contribute 9 points. The remaining 4 points come from combinations entirely within the four held cards.

• fifteen: 3 of clubs, 5 of diamonds, 7 of clubs — 2 points.
• fifteen: 4 of clubs, 5 of diamonds, 6 of clubs — 2 points.
• run of five: 3 of clubs, 4 of clubs, 5 of diamonds, 6 of clubs, 7 of clubs — 5 points.

Other available cuts of this rank: 5 of clubs (14 points); 5 of hearts (13 points); 5 of spades (13 points). The cut suit changes the score here because of a flush or nobs.

How this cut compares

For these four held cards, 44 possible cuts score less than 13, 3 score the same (including the 5 of diamonds), and 1 score more.

Across all 48 possible cut cards, the score ranges from 4 to 14 points, averaging 7.19 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.