3♣ 4♣ 5♣ 10♣ + 2♥ cut = 12 points

What the 2 of hearts contributes

Holding 3 of clubs, 4 of clubs, 5 of clubs, ten of clubs with the 2 of hearts as the cut scores 12 points in the hand.

Scoring combinations involving the 2 of hearts contribute 6 points. The remaining 6 points come from combinations entirely within the four held cards.

• fifteen: 2 of hearts, 3 of clubs, ten of clubs — 2 points.
• run of four: 2 of hearts, 3 of clubs, 4 of clubs, 5 of clubs — 4 points.

Other available cuts of this rank: 2 of clubs (13 points); 2 of diamonds (12 points); 2 of spades (12 points). The cut suit changes the score here because of a flush or nobs.

How this cut compares

For these four held cards, 22 possible cuts score less than 12, 12 score the same (including the 2 of hearts), and 14 score more.

Across all 48 possible cut cards, the score ranges from 9 to 16 points, averaging 12.13 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.