2♥ 4♥ 5♥ 6♠ + A♣ cut = 5 points

What the ace of clubs contributes

Holding 2 of hearts, 4 of hearts, 5 of hearts, 6 of spades with the ace of clubs as the cut scores 5 points in the hand.

The ace of clubs contributes no scoring combinations. The remaining 5 points come from combinations entirely within the four held cards.

Other available cuts of this rank: ace of diamonds (5 points); ace of hearts (5 points); ace of spades (5 points). Changing only the cut suit leaves this score unchanged.

How this cut compares

For these four held cards, 0 possible cuts score less than 5, 4 score the same (including the ace of clubs), and 44 score more.

Across all 48 possible cut cards, the score ranges from 5 to 14 points, averaging 8.44 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.