2♥ 3♥ 10♥ J♥ + 3♦ cut = 14 points

What the 3 of diamonds contributes

Holding 2 of hearts, 3 of hearts, ten of hearts, jack of hearts with the 3 of diamonds as the cut scores 14 points in the hand.

Scoring combinations involving the 3 of diamonds contribute 6 points. The remaining 8 points come from combinations entirely within the four held cards.

• fifteen: 2 of hearts, 3 of diamonds, ten of hearts — 2 points.
• fifteen: 2 of hearts, 3 of diamonds, jack of hearts — 2 points.
• Pair: 3 of hearts, 3 of diamonds — 2 points.

Other available cuts of this rank: 3 of clubs (14 points); 3 of spades (14 points). Changing only the cut suit leaves this score unchanged.

How this cut compares

For these four held cards, 40 possible cuts score less than 14, 7 score the same (including the 3 of diamonds), and 1 score more.

Across all 48 possible cut cards, the score ranges from 8 to 15 points, averaging 11.29 points. This comparison treats every card outside the four-card hand as equally likely; it does not exclude known discards or other seen cards.